Substitute for Raised H.B. No. 5211
Session Year 2026
 

AN ACT CONCERNING COMMERCIAL FINANCING.

To redefine "commercial financing", require commercial financing providers to disclose estimated annual percentage rates and revise and establish certain requirements applicable to commercial financing contracts.

Introduced by:
Banking Committee
 New today  2-4 days old  5 days & older
   Text of Bill
 JUD Joint Favorable  [doc]
 File No. 134 [doc]
 BA Joint Favorable Substitute  [doc]
 Raised Bill [doc]
   Called Amendments
 House Schedule B LCO# 4850 (R) [doc]
 House Schedule A LCO# 4149 (J) [doc]
   Votes
 House Roll Call Vote 117 AS AMENDED
 House Roll Call Vote 116 HOUSE AMD B
   Committee Actions
 JUD Joint Fav. Rpt
 JUD Vote Tally Sheet (Joint Favorable)
 BA Joint Fav. Rpt
 BA Vote Tally Sheet (Joint Favorable Substitute)
   Fiscal Notes
 Fiscal Note for Amendment LCO 4850 (No Fiscal Impact)
 Fiscal Note for Amendment LCO 4149 ()
 Fiscal Note For File Copy 134
   Bill Analyses
 Bill Analysis For File Copy 134
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Public Hearing Testimony  

Co-sponsors for Amendment LCO:

Bill History

 Date Action Taken
 4/27/2026Immediate Transmittal to the Senate
 4/27/2026House Passed as Amended by House Amendment Schedule A
 4/27/2026House Rejected House Amendment Schedule B 4850
 4/27/2026House Adopted House Amendment Schedule A 4149
 4/13/2026Tabled for the Calendar, House
 4/13/2026No New File by Committee on Judiciary
 4/13/2026(LCO)Reported Out of Legislative Commissioners' Office
 4/13/2026(LCO)Filed with Legislative Commissioners' Office
 4/10/2026(JUD)Joint Favorable
 4/7/2026Referred by House to Committee on Judiciary
 3/24/2026(LCO)File Number 134
 3/24/2026House Calendar Number 114
 3/24/2026Favorable Report, Tabled for the Calendar, House
 3/24/2026(LCO)Reported Out of Legislative Commissioners' Office
 3/18/2026(LCO)Referred to Office of Legislative Research and Office of Fiscal Analysis 03/23/26 5:00 PM
 3/10/2026(LCO)Filed with Legislative Commissioners' Office
 3/10/2026(BA)Joint Favorable Substitute
 2/19/2026Public Hearing 02/24
 2/18/2026Referred to Joint Committee on Banking

Co-sponsors of HB-5211

Rep. David Rutigliano, 123rd Dist.
Rep. Jonathan Jacobson, 148th Dist.
Rep. Tom O'Dea, 125th Dist.
Rep. Mitch Bolinsky, 106th Dist.
Rep. Patrick E. Callahan, 108th Dist.
Rep. Michael D. Quinn, 82nd Dist.
Rep. Nicholas Menapace, 37th Dist.
Rep. Savet Constantine, 42nd Dist.
Rep. Michael DiGiovancarlo, 74th Dist.
Rep. Gary A. Turco, 27th Dist.
Rep. Eilish Collins Main, 146th Dist.
Rep. William Heffernan, 115th Dist.
Rep. Matt Blumenthal, 147th Dist.
Rep. Joshua M. Hall, 7th Dist.
Rep. Michael "MJ" Shannon, 117th Dist.
Rep. Hector Arzeno, 151st Dist.
Rep. Jillian Gilchrest, 18th Dist.
Rep. Kate Farrar, 20th Dist.
Rep. David DeFronzo, 26th Dist.
Rep. Nick Gauthier, 38th Dist.
Rep. Vincent J. Candelora, 86th Dist.
Rep. Tom Delnicki, 14th Dist.
Sen. Patricia Billie Miller, 27th Dist.
Rep. Jason Doucette, 13th Dist.
Rep. Corey P. Paris, 145th Dist.
Rep. Hubert D. Delany, 144th Dist.
Rep. Jason Rojas, 9th Dist.
Sen. Ceci Maher, 26th Dist.
Rep. Renee LaMark Muir, 36th Dist.
Rep. Kadeem Roberts, 137th Dist.
Sen. Matthew L. Lesser, 9th Dist.
Rep. Joseph P. Gresko, 121st Dist.
Sen. MD Rahman, 4th Dist.
Rep. Kaitlyn Shake, 120th Dist.
Rep. Stephen R. Meskers, 150th Dist.
Rep. William Pizzuto, 71st Dist.
Rep. Tony J. Scott, 112th Dist.
Rep. Joseph H. Zullo, 99th Dist.
Rep. Kerry S. Wood, 29th Dist.
Rep. Maryam Khan, 5th Dist.
Sen. Mae Flexer, 29th Dist.
Rep. Chris Aniskovich, 35th Dist.
Rep. Daniel Gaiewski, 40th Dist.
Rep. Sarah Keitt, 134th Dist.
Rep. Rebecca Martinez, 22nd Dist.
Rep. Arnold Jensen, 131st Dist.
Rep. Greg S. Howard, 43rd Dist.
Rep. Dave W. Yaccarino, 87th Dist.
Rep. Patrick Biggins, 11th Dist.
Rep. Tami Zawistowski, 61st Dist.
Rep. John E. Piscopo, 76th Dist.
Rep. Christopher Rosario, 128th Dist.
Rep. James Sanchez, 6th Dist.
Rep. Julio A. Concepcion, 4th Dist.
Rep. Kai J. Belton, 100th Dist.
Rep. Antonio Felipe, 130th Dist.
Rep. Marcus Brown, 127th Dist.
Rep. John Santanella, 58th Dist.
Rep. Kevin Brown, 56th Dist.
Rep. Fred Gee, 126th Dist.
Rep. Susan M. Johnson, 49th Dist.
Rep. Emmanuel Sanchez, 24th Dist.
Rep. Chris Stewart, 51st Dist.
Rep. Irene M. Haines, 34th Dist.
Rep. Ben McGorty, 122nd Dist.
Rep. Jill Barry, 31st Dist.
Rep. Christopher Poulos, 81st Dist.
Rep. Patrick S. Boyd, 50th Dist.
Rep. Farley Santos, 109th Dist.
Rep. Anne M. Hughes, 135th Dist.
Rep. Aimee Berger-Girvalo, 111th Dist.
Rep. Steven Winter, 94th Dist.
Rep. Anthony L. Nolan, 39th Dist.
Rep. John-Michael Parker, 101st Dist.
Rep. Kara Rochelle, 104th Dist.
Rep. Tim Ackert, 8th Dist.
Rep. Roland J. Lemar, 96th Dist.
Rep. Ronald A. Napoli, 73rd Dist.
Rep. Trenee McGee, 116th Dist.
Rep. Laurie Sweet, 91st Dist.
Rep. Jaime S. Foster, 57th Dist.
Rep. Cristin McCarthy Vahey, 133rd Dist.
Rep. Aundre Bumgardner, 41st Dist.
Rep. Kurt Vail, 52nd Dist.
Rep. Gregory Haddad, 54th Dist.
Rep. Kenneth Gucker, 138th Dist.

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